Amount: $20,000
Term: 60 months (5 years)
Interest: 3.000%
  ↳  Payments: $359.37 / month

Overpayment: $1,562.43 (7.81%)
Here's what bank could buy on the money they would make on this loan:
156 binders or 3 desktop computers
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"I've met graduating college kids facing loan payments and a bad economy, and they are worried that they won't be able to get a job. This is not the way America needs to be."
Mitt Romney
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