Amount: $500,000
Term: 360 months (30 years)
Interest: 4.000%
  ↳  Payments: $2,387.08 / month

Overpayment: $359,347.53 (71.87%)
Here's what bank could buy on the money they would make on this loan:
718 desktop computers or 3593 small laser printers
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"The private citizen, beset by partisan appeals for the loan of his Public Opinion, will soon see, perhaps, that these appeals are not a compliment to his intelligence, but an imposition on his good nature and an insult to his sense of evidence."
Walter Lippmann
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